Interesting Money Saving Tips

Posted on By sweet surrender 3 Comments on Interesting Money Saving Tips

Lately everything increase and everyone is complaining about not having enough money and so on. For many, their salary aren’t even increasing, it stays the same for God-Knows how long. When you have no way to make extra money to cover your life expenses, you will have to change your lifestyle a bit so that you won’t be spending too much. What to do? That’s the only way. We have to be a smart consumer now, no more spending like there is no tomorrow unless you don’t mind about your future or those rainy days.

I have some tips to share with you and also posted them in saveandinvest.my, do vote for me ok?

I want to win the one year free broadband!! Of course you can also sign up and submit your tips if you have and let me vote for you too. Remember to let me know if you need my vote to win the free broadband by Celcom. Here’s my tips:

  1. Rule of 72, How to guesstimate your long-term investment returns? How to apply this rule?
    [click here for more]
  2. Tell your children to start saving their money at the beginning of the year. How to motivate them? [click here for more]
  3. Save With Credit Card by being a smart consumer. [click here for more]
  4. Take Advantage of Credit Card Rewards is also a way to be a smart consumer as long that you pay your credit card bill on-time. [click here for more]
  5. Create Multiple Bank Accounts so that you won’t spend the money for something else. [click here for more]

Do go and read about them and don’t forget to vote.

Interesting

It’s Friday!

Posted on By sweet surrender 9 Comments on It’s Friday!

Very random today. Kinda lazy actually ;p

WOW! One week is almost over. September will end and October is coming. Raya will come soon as if got anything to do with me *LOL* I might go over to my classmate’s house for her open house. Other than that it’s study, study and study for exam coz it falls on our study week.

Then PENANG TRIP! HOLIDAY! SO HAPPY!

Ok… What should I post today besides the above. Hmmm… OK. First of, it’s strange, very strange, I do not, YES! DO NOT hate anybody even with what had happened recently but instead I feel such a relieve. I don’t know why, it’s really strange I tell you. Never in my life I feel so good. Puking already? *LOL*

Next, thanks for the call you-know-who-you-are! It’s been months not hearing from you. Miss you heaps! Feel so sorry that I bombarded you with all my complains when you called and just kept quiet and listened to me. You are so SWEET!

Just something randomly hit me. What is your blogging habits? This include post writing, blog hopping and commenting. I found out that some people can visit tonnes of blogs in a day and leave comments in every single blog that they visit every single day. Serious! I really salute you people for being so dedicated! In return you get more visitors. Mine is pretty little hahaha…

As for me, I seldom blog hop, even if I do, it would be like less than 20 blogs a day. I’m usually just a silent reader, I went, I read and I leave. So people, I never leave you hahaha… I do visit you from time to time.

I seldom leave comments in blogs too unless I really have something to say about the thing posted. It’s not easy to see me leaving comments in people’s blogs. If the blogger got a chatbox, I would just drop a “Hi” or “Hello” most of the time. Sometimes the lazy me will just leave comment about certain post in the chatbox instead of the post itself. This is how lazy I am ;p This is one reason why I don’t want to install a chatbox in my blog besides the annoying pop ups issue.

Oh one more thing, I had just placed the second order of Everyday Minerals hehehe… My second sample and two brushes. The postage is USD5.30. This will be my last order! No more, no more! ;p Overall I had spent almost RM80 for 2 samples(1st order+2nd order) and 2 brushes(2nd order). WAH… Expensive…

OK! It’s Friday people! Enjoy your weekend.

Randomness

Bouchard Belgian Chocolate Dark Orange

Posted on By sweet surrender 12 Comments on Bouchard Belgian Chocolate Dark Orange

I was informed that we got FREE stay in Penang!! YIPEE! Also will have a car to drive! The only thing to worry now is Internet access as I found out that not many places offer wireless Internet. Got one which is near to the hotel that we’re planning to stay but I don’t think it’s useful now coz we will be staying far away from it! At least can save RM600 for hotel for 4 of us!


This is a packet of mini tablets of dark chocolate with orange from Bouchard. It’s made from all natural ingredients. Bought in UK but made in Belgium.

Dark chocolate, as you know, it’s not very sweet, it’s bitter. My parents are not fond of dark chocolate so it’s only my brother and I that eat it. Nice or not? Hmmm… It’s just chocolate to me *LOL*

Here’s the website: bouchard.be

Food Porn

The Body Shop Tea Tree Oil Blemish Fade Night Lotion

Posted on By sweet surrender 6 Comments on The Body Shop Tea Tree Oil Blemish Fade Night Lotion

A lightweight, soothing gel crème that sinks into the skin to help improve the appearance of blemish-damaged skin, equalise oiliness and replenish moisture while you sleep.

The above quote is from thebodyshop.com

I got this last year at Circle of Amour, it’s one of the samples given by The Body Shop booth. I only used it somewhere early this year when I have no idea why suddenly my face was quite itchy for weeks and then there would be random small pimples coming out here and there.

I decided to open the sample and then used it after cleansing and toning my face at night. It’s not oily at all. It also instantly soothed the itchiness of my face and those pimple just gone missing overnight!

I was so impressed by it and I managed to use them for about 2 weeks ;p Coz my face is small, that’s why I can use it for so long. It’s very easy to apply so you don’t have to use too many. It also reduces the oiliness on my T-zone. Usually when I wake up from sleep, My T-zone can be really oily but when I had this on at night, it wasn’t that bad.

In fact according to the girl that gave us(my sis and I) the sample, this is meant for my sis coz she got acne problem. She said that this is good for her skin type. However, I’m the one ended using it hehehe…

It’s pretty good I would say but I don’t really need it so I won’t be buying a full size. Unless the same thing happened to me again! Then I will have to get it.

Girl Stuffs, Review It!

Of Cookie, Sweet, And Fruit & Nut Bar

Posted on By sweet surrender 10 Comments on Of Cookie, Sweet, And Fruit & Nut Bar

Ok… Let’s see more food from UK but not made in UK ;p


Amaretti al Limone. One of the soft almond cookies with lemon flavour, product of Italy. It’s so sweet! It tasted like medicine also hahaha… I don’t like that kind of taste. The texture is so weird also. Why does soft cookies always tasted weird? I have no idea, I don’t like soft cookies. Here’s the website: bacididamarippa.com


Love your bar ;p I love the packaging. Actually it consists of 3 macadamia & apricot bars. Nothing special to rave, it’s just your normal fruit and nut bar. It does not contain artificial colours, flavours and preservatives. Here’s the colourful Love site that is still under construction: lovefoods.com


This is the fanciest Turron in the world! Not I say one, it’s stated on the website ;p The one here is Honey & Almond Brittles. Here’s the website: turron1880.com. This is made in Spain. How it tastes like? You know the kind of sweet you can get from Australia, hmm… Those small packs of candies that you can get at Ta Kiong, Choice Daily and so on. I don’t remember the name already!! Anyone knows what I’m referring to?

That’s all. Need to start doing revision. Time flies… Second semester almost over.

珍惜友情..记得就算跟好朋友有许多一样的想法，都不要随便去成立什么CLUB、公司等等，因为可能您不是真正的了解对方，说!=做。
OH YES! This is a very good advice, a very simple advice that is not very easy for many people in this world to follow. What it means? In English, I’ll plainly put it this way:
Appreciate your friendship… You must remember that no matter how many common ideas that you and your friends share, never ever simply jump into the bandwagon of setting up a club or any company with them because you might think that you know each other well but in fact you’re not. TALK != DO.
There are exceptions of course but you must leap careful in this territory.

Food Porn